$ # near tipping pt 4 well 2 do
Even for those doing well financially, more must be spent on necessities.
Less is left over for luxuries, like big, expensive cars, 2nd homes, remodeling 1st home, long and/or far away vacations, jewelry, designer clothes, i.e. increased use of consumer credit as non-gold/silver investment income and growth fail to keep up with the number of new dollars.
This will mobilize more and more people for change.
Few will turn to gold and silver until they run into someone who is already in them and someone who is not living lavishly but also not complaining about personal debt.
Maybe the thing to do is to say, "I don't (or soon won't) have any big personal debt concerns.", then wait for the other person to ask "Why?"
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